Karnataka Udyogini Scheme

Submitted by vishaka on Fri, 07/02/2025 - 15:13
Karnataka CM
Scheme Open
Karnataka Udyogini Scheme Logo.
Highlights
  • Loan up to Rs 3,00,000/- will be provided to women for their enterprise.
  • Government will provide a subsidy of 50% to SC/ST women and 30% to General and special category women.
  • Collateral free loan will be provided at a reasonable interest rate.
Summary of the Scheme
Name of Scheme Karnataka Udyogini Scheme.
Launch Year 2015-16
Benefits
  • Collateral Free Business Loan.
  • Subsidy on Loan will also provided.
Beneficiary Women of Karnataka.
Nodal Agency Karnataka State Women Development Corporation.
Subscription Subscribe here to get Update Regarding Scheme
Mode of Apply Through Karnataka Udyogini Scheme Application Form.

Scheme Introduction: A Brief Overview

  • Udyogini Scheme is a self employment generation activity support scheme for women of Karnataka.
  • The primary objective behind launching Udyogini Scheme in Karnataka is to encourage women to start their own enterprises by providing them subsidies on loans.
  • The loan will be provided to these women's at a reasonable interest rate which will prevent them from borrowing money from local money lenders at high interest rates.
  • Karnataka State Women's Development Corporationn is the implementing agency of this scheme.
  • Along with this scheme, the state government is also providing business loan to the residents of Karnataka through : -
  • Under the Karnataka Udyogini Scheme, Collateral Free Business Loan will be provided to eligible women beneficiaries to start their own business.
  • Scheme offers women beneficiaries loan up to Rs. 3,00,000/- for their enterprise.
  • Karnataka Government will also provide subsidy on the loan which is taken under Udyogini Scheme.
  • 50% Subsidy on Loan Amount will be provided to Schedule Caste/ Schedule Tribe Beneficiary.
  • Whereas, 30% Subsidy on Loan Amount will be provided to beneficiaries belonging to Special and General Category.
  • The annual income limit for SC/ ST category beneficiaries is Rs. 2,00,000/-.whereas for General and Special category it will be Rs. 1,50,00/-.
  • There is no annual income cap for widow and disabled women beneficiaries.
  • Women Beneficiaries from the Age group of 18 to 55 Years are only eligible to apply for business loan and avail the benefit of subsidy on loan under Karnataka Udyogini Scheme.
  • EDP (Entrepreneurship Development Program) training of 3 days to 6 days will also be provided to selected beneficiaries before disbursing the loan amount under Udyogini Scheme.
  • Eligible Women Beneficiaries of Karnataka can apply for Udyogini Scheme through Application Form and avail the benefit of Collateral Free Business Loan.

Scheme Benefits

  • The following benefits will be provided to all eligible women beneficiaries under Karnataka Udyogini Scheme :-
    • Collateral Free Business Loan will Provided.
    • Women Beneficiary can take a Maximum Business Loan up to Rs. 3,00,000/-.
    • Subsidy of 50% of Loan Amount will be Provided to SC/ ST Category Beneficiary.
    • Subsidy of 30% of Loan Amount will be Provided to Special/ General Category Beneficiary.
    • Loan will be provided at reasonable interest rate.

List of Business Permitted

  • The state government has listed some businesses which are eligible to receive benefits provided under the scheme. The list of schemes are given as : -
    Udyogini Scheme businesses list

Eligibility Requirements

  • Karnataka Government sets the following eligibility conditions for women beneficiaries in order to provide them a subsidised loan under Udyogini Scheme :-
    • Women Beneficiary should be a permanent resident of Karnataka.
    • The Age of Women Beneficiary should be between 18 Years to 55 Years.
    • Business Unit Cost should be from Rs. 1,00,000/- to Rs. 3,00,000/- for All Applicants.
    • The Annual Income of SC/ ST Women Beneficiary should be less than Rs. 2,00,000/-.
    • The Annual Income of General/ Special Category Women Beneficiary should be less than Rs.1,50,000/-.
    • There is no Income Limit for Widow or Disabled Women Beneficiaries.

Required Documents

  • The list of documents that are required to be attached with the application form at the time of applying for Karnataka Udyogini Scheme are as follows : -
    • Applicant's Aadhar Card.
    • Birth Certificate.
    • Address and Income Proof.
    • BPL Card & Ration Card. (For Below Poverty Line)
    • Caste Certificate. (If applicable)
    • Bank Account Details.
    • Mobile Number.
    • Latest Passport Size Photograph (Three)
    • Training or Experience certificate of the activity under which the loan is undertaken.
    • Detailed Project Report of the activity.
    • Equipment, machinery, and other expenses quotations.
    • Any Other Document Required by the Bank/ NBFC.

Steps to Apply

  • Eligible Women Beneficiaries can apply for Udyogini Scheme of Karnataka Government by filling Application Form.
  • Application Form of Karnataka Udyogini Scheme is available free of cost at the District Office of Karnataka State Women's Development Corporation.
  • Collect the Udyogini Scheme Application Form and Fill it carefully.
  • Attach all the required documents with the Application Form.
  • Submit the Karnataka Udyogini Scheme Application Form along with all the documents in the same District Office of Karnataka State Women's Development Corporation.
  • Concerned Officials will verify the received application form and documents.
  • List of those beneficiaries who are eligible to get loan in Udyogini Scheme will be made then.
  • Final List of Selected Beneficiaries of Udyogini Scheme will then be forwarded to the concerned bank for the disbursal of loan amount.
  • Beneficiary Women will be informed through SMS about the Application Status of Udyogini Scheme.
  • Amount of Loan provided under Karnataka Udyogini Scheme will be directly transferred in the bank account of women beneficiaries.
  • Subsidy on Loan will be paid by the Government of Karnataka directly to the concerned bank.
  • EDP Training of 3 to 6 days will be provided to women beneficiaries before releasing the loan amount in the Udyogini Scheme.

Relevant Links

Contact Information

Matching schemes for sector: Loan

Sno CM Scheme Govt
1 Pradhan Mantri Mudra Yojana (PMMY) CENTRAL GOVT
2 Divyangjan Swavalamban Scheme CENTRAL GOVT
3 JanSamarth Portal National Portal for Credit Linked Government Scheme CENTRAL GOVT
4 PM SVANidhi Scheme CENTRAL GOVT
5 PM Vishwakarma Yojana CENTRAL GOVT
6 Credit Guarantee Scheme for Startups CENTRAL GOVT
7 PM Vidyalaxmi Scheme CENTRAL GOVT

Comments

Permalink

ಸಾಲ ಮರುಪಾವತಿ ಕನಿಷ್ಠ ಸಮಯ…

Comment

ಸಾಲ ಮರುಪಾವತಿ ಕನಿಷ್ಠ ಸಮಯ ಮತ್ತು ಬಡ್ಡಿ ದರ?

ಉದ್ಯೋಗಿನಿ ಯೋಜನೆ

Comment

ಉದ್ಯೋಗಿನಿ ಯೋಜನೆಯಡಿ ಸಾಲ ಪಡೆದ ನಂತರ ಎಷ್ಟು ತಿಂಗಳಿಗೆ ಮರಿ ಪಾವತಿ ಮಾಡಬೇಕು

ಸಾಲ ಮರುಪಾವತಿ ಕನಿಷ್ಠ ಸಮಯ ಮತ್ತು ಬಡ್ಡಿ ದರ?

Comment

ಸಾಲ ಮರುಪಾವತಿ ಕನಿಷ್ಠ ಸಮಯ ಮತ್ತು ಬಡ್ಡಿ ದರ?

Permalink

ವ್ಯಪಾರ

Comment

ವ್ಯಾಪಾರ ವ್ಯವಹಾರಗಳಲ್ಲಿ ಯಶಸ್ಸು ಕಂಡಿದೆ

Permalink

Kannada

Comment

Nanu beautician open agidhe business improvement ge loan application madbheku

Permalink

Business

Comment

Pls help me I have to business

Permalink

Tailoring and beautician

Comment

I want to request you to approve my loan for business as soon as possible for tailoring ia an widow

In reply to by THENMOZHI S (not verified)

Permalink

50.000

Comment

Paisa

Permalink

Karnataka udhyogini scheme

Comment

I am physically handicaped i want to start my own buisness
Since i dint get any govt.job till now.plse help me to get the govt.udhyogini loan scheme.

Harapanahalli

Your Name
Sanjupatil
Comment

Kigarike harapanahalli

Permalink

Plz I have to do tailoring

Comment

Plz have to do tailoring business

Permalink

I want loan for start my own business

Comment

I hope my aim is sucsse along with you opportunity

Loan for tailoring business

Comment

I am from middle class family please help for sanction of loan

Permalink

Loan

Comment

I want to do business

Permalink

Loan

Comment

Loan from kodatiella yake 😭😭

Permalink

Bissness

Comment

Bekary bisness hai impru karne k liye loan chahiye

In reply to by Shabana makandar (not verified)

Permalink

Kirani story

Comment

Ok

Permalink

Parvison store

Comment

Provision store needs

In reply to by Varalakshmi m (not verified)

Permalink

I want udyogini scheme loans

Comment

I will develop my shop so I want

Permalink

Yogini Sharma loan apply and help me

Comment

New business starting and loan apply application and inform which place visit help me

Permalink

Tailoring

Comment

My ghar pe Tailoring karti ho mujhe aur b buisneko improve karne ke liye loan chahiye.

Permalink

Loan issue

Comment

How to apply .. pls give the full information

Permalink

Loan for 3 lakh

Comment

My fancy and cloth shop improvement purpose

Permalink

toillering

Comment

i asking fore you

Permalink

ಸಾಲ

Comment

ಗ್ರಾಮೀಣ ಜನರ ಗೃಹ ಕಸೂತಿ ಬಟ್ಟೆಗಳು, ಬಂಜಾರ ಉಡುಪು ತಯಾರಿಸುವ ಉದ್ಯೋಗ ತರಬೇತಿ ಕೇಂದ್ರ ಪ್ರಾರಂಭಿಸಲು ಪ್ರಯತ್ನ

Permalink

loan

Comment

i asking for you amount please help me

Permalink

Applying the loan

Comment

I started the own business please give the loan.

Permalink

I need a loan 2,00000

Comment

I need a loan for business to open a hand work embroidery work designs please i requested to sir please help me to get a loan

Permalink

I need loan for open business

Comment

I request to sanction loan to open my clothing business

Permalink

udyogini loan collateral…

Comment

udyogini loan collateral required or not

Permalink

Tailoring loan

Comment

Help me

Permalink

Cow

Comment

O B C

Permalink

udyogini yojana scheme…

Comment

udyogini yojana scheme official website

Permalink

udyogini loan not sanctioned…

Comment

udyogini loan not sanctioned yet

Permalink

I want loan for salon in…

Comment

I want loan for salon in udyogini

Permalink

Loan for garment shop of my…

Comment

Loan for garment shop of my wife

Permalink

What is the interest rate of…

Comment

What is the interest rate of Udyogini Yojana?

Permalink

udyogini scheme online apply…

Comment

udyogini scheme online apply nahi ho rha hai

Permalink

Salon loan sanctioned date 6…

Comment

Salon loan sanctioned date 6 months apply

Permalink

Sir how to download my thayi…

Comment

Sir how to download my thayi card

Permalink

(No subject)

Permalink

(No subject)

Permalink

(No subject)

Permalink

(No subject)

Permalink

ಉದ್ಯೋಗಿನಿ ಸ್ಕೀಮ್ ಬಗ್ಗೆ

Permalink

loan approval time of…

Your Name
samantha
Comment

loan approval time of udyogini scheme

Permalink

Loan for tailoring shop

Your Name
Tenamma
Comment

Loan for tailoring shop

Permalink

Cloth shop

Your Name
Nageena banu
Comment

Business loan

Permalink

udyogini scheme karnataka…

Your Name
shrishti
Comment

udyogini scheme karnataka apply online

Permalink

Hello I need loan for my…

Your Name
Amruta
Comment

Hello I need loan for my salon

Permalink

Udyogini loan

Your Name
Ashika
Comment

Udyogini loan

Permalink

udyogini loan application

Your Name
pushpalatha b
Comment

nanna udyogini loan ennu bidugade agilla plz yavaga agutte heli

Permalink

Udyogini scheme

Your Name
Madhuri
Comment

When to apply for udyogini scheme

Permalink

Business loan for tailoring

Your Name
Aulia banu
Comment

I am a widow and I need funds to start my tailoring business this is my humble request..thank you..

Permalink

Education purpose

Your Name
Chandana
Comment

I have discontinued my degree... I need to do hire studues... No one is supporting me for my studies.. my husband family is also poor.... I request government to help me.

Permalink

Teaday shop loan

Your Name
K pooja
Comment

Nange 2.50.000/- loan beku shop maduvudakke

Permalink

Sorry

Your Name
Eranna Bhimshya tollnur
Comment

No

Add new comment

Plain text

  • No HTML tags allowed.
  • Lines and paragraphs break automatically.