Karnataka Santwana Scheme

Scheme Introduction: A Brief Overview

• The State governments of Karnataka are some of the states that often announce schemes which are not offered by others.
• Recently, the Karnataka Government introduced an initiative called the "Santwana Scheme".
• This scheme aims to provide help to beneficiaries from minority communities whose houses or shops were destroyed due to natural calamities or communal violence.
• Under the scheme, eligible beneficiaries are entitled for a loan of Rs 5,00,000/- comprising 50% amount as a subsidy and the rest 50% as a loan.
• The primary objective of the scheme is to provide monetary relief to the beneficiaries in the hour of difficulty.
• The scheme not only provides loans but also subsidies which gives them some sort of relief in their difficult time.
• It is important for the applicant to check the eligibility criteria outlined in the scheme guidelines.
• None of the applicants or their family members obtained loan benefits from the corporation (except Arivu Education Loan Scheme) in the last 5 years.
• To receive the scheme benefits applicants must be a domiciled resident of Karnataka and his/her age should be between 18 and 55 years.
• However, the annual income of the beneficiary family should not exceed the limit of Rs 8 lakh else they will not receive any benefit.
• Eligible beneficiaries must obtain a certificate from the respective competent authority, confirming the applicant's houses/shops were destroyed during the course of the event.
• Beneficiaries can apply for the Santwana scheme online through KMDCL Online Application Management Portal.
• Applicants must submit their application before its deadline.
• One can also track the application status of the submitted application form online.
• To know more about the scheme applicants can connect with the officials at their helpline number.

Scheme Benefits

• The Karnataka State government provides the following benefits to Religious minority community people whose houses were destroyed in the natural calamities or in communal violence : -
  • A loan will be provided to each beneficiary for the re-establishment or renovation of the damaged house.
  • Scheme promises a maximum loan of Rs 5,00,000/- to each beneficiary.
  • The loan amount consists of 50% as a subsidy and 50% as a loan.
  • Applicants need to repay only half of the amount obtained as a loan.

Eligibility Requirements

• To receive the benefit of Santwana Scheme, the applicants must meet the following eligibility conditions : -
  • Applicants must be a domiciled resident of Karnataka.
  • Applicants must belong to a religious minority community.
    • Muslims.
    • Parsis.
    • Buddhism.
    • Christians.
    • Jains.
    • Sikhs.
  • Age of the applicants should be between 18 to 55 years.
  • Annual income of the family should be less than Rs 8.00 lakh.
  • Respective beneficiaries must collect a report from the concerned department.
  • Applicants or their family members should not be an employee of the Central or State Government.
  • Neither applicants nor his/her family member obtain a loan from the corporation in last 5 year (Except Arivu Education Loan Scheme)

Required Documents

• Applicants keep the following documents when submitting application for Santwana Scheme : -
  • Applicants photograph.
  • Caste Certificate.
  • Income Certificate.
  • Aadhaar Card Copy.
  • Bank Passbook.
  • Self Declaration form from Surety.
  • Applicant's Self Declaration.
  • Report issued from the competent department.

Steps to Apply

• Minority religious community members can apply online for Santwana Scheme.
• Online Applications form for Santwana Scheme is available at KMDCL Online Application Management Portal.
• To apply, visit the KMDCL Official Website i.e. https://kmdconline.karnataka.gov.in.
• Select the scheme link from the home page and enter your 'Mobile Number'.
• Verify your mobile number by entering the OTP received via SMS.
• Enter your 'Aadhaar number' and verify the same using OTP received on the mobile number linked to your Aadhaar.
• Choose the scheme from the list and proceed to fill in the details required.
• Provide your address details and proceed to Next.
• Upload the necessary documents along with passport size photographs.
• Preview the application form to ensure the details accuracy.
• Press the 'Submit' tab to submit Santwana Scheme Application.
• Save the generated Application ID details for future reference.
• Applicants can also track the application status of their submitted application form through the portal.
  

Relevant Links

• Santwana Scheme Application Registration Link.
• Santwana Scheme Application Form Status.
• Karnataka Minorities Development Corporation Limited App.
• Santwana Scheme Guidelines.

Contact Information

• Karnataka Minorities Development Corporation Limited WhatsApp Helpline Number : -08277799990.
• Karnataka Minorities Development Corporation Limited Helpline Number : - 080-22860999.
• Karnataka Minorities Development Corporation Limited Helpdesk Email : -
  kmdc.ho.info@karnataka.gov.in.
  mwdhelpline@karnataka.gov.in.
  info.kmdc@karnataka.gov.in.
• Karnataka Minorities Department Corporation Limited,
  No. 39-821, Subedhar Chatra Road,
  Sheshadripuram, Bengaluru,
  Karnataka - 5660001.