Jammu & Kashmir Ladli Beti Scheme

Introduction

• Ladli Beti Scheme is a social assistance scheme sponsored by the Jammu & Kashmir Government for new born girl child.
• The objective of Ladli Beti Scheme is to stop feticide and to encourage people of Jammu and Kashmir to let their daughter studies further.
• The scheme further intends to ensure that the girl child does not become a burden for the parent/ guardian at the time of her marriage.
• Department of Social Welfare of Jammu and Kashmir Government is the nodal department of this scheme.
• All Girl Child Born on or after 01-04-2015 in the Union Territories of Jammu & Kashmir and Ladakh are eligible to apply for Ladli Beti Scheme.
• Ladli Beti Scheme is a hybrid deposit plan having two phases :-
  • Phase I: A recurring deposit for 14 years having a date of completion as one month after the last installment received in the account.
  • Phase II: A Cumulative Term Deposit (CCR) for 7 years.
• After the maturity of Phase I (recurring deposit account) the account will graduate to Phase II (Cumulative Term Deposit account).
• The monthly contribution of Rs. 1000/- in Phase-I is made by the J&K Govt.
• The maximum maturity period of J&K Ladli Beti Scheme is 21 years.
• After that, Beneficiary has to apply to Claim the Amount of Ladli Beti Scheme of Jammu and Kashmir Government.
• Only those people are eligible to apply for Ladli Beti Scheme whose annual family income is not more than Rs. 75,000/-.
• The beneficiaries get 1,000 rupees per month credited into the bank account through DBT Mode of the Girl Child up to the age of 14 years.
• After attaining the age of 21 years, the girl child will get an amount approximate amount of 6.50 lakh rupees.
• Eligible Beneficiaries can apply for Jammu and Kashmir Ladli Beti Scheme through Online Application Form.
• Jammu and Kashmir Ladli Beti Scheme Online Application Form is available on Jansugam Portal.

Benefits

• Beneficiaries will get the following benefits from Jammu and Kashmir Government under Ladli Beti Scheme -
  • Recurring Deposit of Rs. 1,000/- per month by J&K Government till the girl attained the age of 14 years.
  • After that Cumulative Term Deposit by J&K Government till the girl attained the age of 21 years.
  • After attaining the age of 21 years, the girl child will get an approximate amount of 6.50 lakh rupees.
  • The Financial Assistance will be directly transferred into the bank account through DBT.

Eligibility

• Beneficiaries who fulfil the below mentioned eligibility conditions are eligible to apply for the benefit of Jammu and Kashmir Ladli Beti Scheme :-
  • Girl Child and her family should be a Residents of Jammu and Kashmir.
  • The Birth of a Girl Child should be on or after 01-04-2015.
  • Annual Income of the Parents of a Girl Child should be less than Rs. 75,000/-.

Documents Required

• Documents that are required to be uploaded on Jansugam Portal at the time of applying for Jammu and Kashmir Ladli Beti Scheme are as follows :-
  • Domicile Certificate of the Parent/Guardian.
  • Birth Certificate of the Girl Child.
  • Passport Size Photo.
  • Aadhaar Number of the Girl Child.
  • Aadhaar Number of the Parent/Guardian.
  • Identity Proof of the Parents/ Legal Guardians of the girl child.
  • Duly filled and signed Application Form.
  • KYC Norms of Parent/ Guardian.
  • Sanction letter from Child Development Project Officer.
  • Bank Account Details.
  • Income Certificate of the Parent/Guardian.

Application Process

• Eligible Beneficiaries can apply for Jammu and Kashmir Ladli Beti Scheme by applying through Online Application Form.
• Online Application Form of Jammu and Kashmir Ladli Beti Scheme is available at Jansugam Portal of Government.
• Register yourself first by filling below mentioned details in Ladli Beti Scheme Registration Form :-
  • Name.
  • Mobile Number.
  • Email ID.
  • Password.
• Login in the Jansugam Portal again with received Login credentials.
• Fill the Online Application Form of Ladli Beti Scheme and Upload all the required documents.
• Check the Application Form and Click on Submit Button to Submit it.
• Ladli Beti Scheme Application Form will be forwarded then to Child Development Project Office for verification.
• Decision on Final Approval of Ladli Beti Scheme Application Form will be taken by Deputry Commissioner.
• Then the Application Form will be forwarded for disbursement to Director (Finance), Social Welfare Department.
• Beneficiary can also Check the Application Status of Jammu and Kashmir Ladli Beti Scheme Here.

Features of Scheme

• The Child Development Project Office shall reject/ revert the application (in case of deficiency) after duly recording the reasons for the same or forward the application within 15 days to District Project Officer for approval.
• The District Project Officer shall reject/ revert after duly recording reasons (in case of deficiency) or forward the application within 10 days to Deputy Commissioner for sanction.
• The Deputy Commissioner shall reject/ revert after duly recording reasons (in case of deficiency) or sanction the application within 10 days and forward it to the Director (Finance) / FA & CAO, Social Welfare Department for disbursement of the financial assistance of Ladli Beti Scheme.

Important Links

• Jammu and Kashmir Ladli Beti Scheme Online Application Form.
• Jammu and Kashmir Ladli Beti Scheme Registration.
• Jammu and Kashmir Ladli Beti Scheme Login.
• Jammu and Kashmir Ladli Beti Scheme Application Status.
• Jammu and Kashmir Ladli Beti Scheme Know Your Eligibility.
• Jammu and Kashmir Ladli Beti Scheme Guidelines.
• Jammu and Kashmir Jansugam Portal.

Contact Details

• Jammu and Kashmir Social Welfare Department Helpline Number :- 0191-2542759.
• Jammu and Kashmir Social Welfare Department Helpdesk Email :- socialwelfare.adm@gmail.com
• Social Welfare Department, Jammu & Kashmir Address :-
  Social Welfare Department
  Civil Secretariat Jammu,
  Srinagar, Jammu & Kashmir.