Scheme Introduction : A Brief Overview

• The Maha Vikas Aghadi (MVA), a coalition of INC, NCP, and Shiv Sena, has launched its manifesto for the upcoming Maharashtra assembly elections.
• The MVA promises 5 guarantees with the Maharashtra people namely; Mahalaxmi Scheme, Krushi Samruddhi, Yuvakann Shabd Scheme, Kutumb Rakshan, and Samantechi Hami.
• If Maha Vikas Aghadi wins the election and forms the government, they will implement these guarantees.
• Among these, one guarantees promises to provide health insurance benefits to eligible households in Maharashtra.
• To fulfills this, the Maha Vikas Aghadi party will launch the "Kutumb Rakshan Scheme".
• The primary objective of this scheme is to provide affordable health insurance to eligible households across Maharashtra.
• In addition to health insurance, the Kutumb Rakshan Scheme also promises free essential medicines to all households.
• The scheme provides cover of Rs 25 lakh to each household, which will cover all family members.
• The scheme is likely to target central government Ayushman Bharata Yojana, where each family members receive free medical treatment of Rs 5 lakh with additional five lakh benefit to senior citizens.
• It is expected that the cover provided under the Kutumb Rakshan scheme requires a certain amount of premium, however this is just an assumption.
• With the help of this scheme, the eligible beneficiaries can avail free medicines benefits at government hospitals only.
• However, the list of medicines provided free under the scheme is not shared, which are likely to be shared upon scheme implementation.
• Applicants must fulfil the scheme eligibility criteria to receive its benefits, which are yet to be announced.
• Since the scheme is part of the election manifesto, it will only be implemented once the party is voted to power.
• Once implemented, the concerned authority will release its application form and guidelines for the scheme.
• Applications for Kutumb Rakshan Scheme are to be accepted either online or offline.
• For such latest updates, users can bookmark or subscribe to this page.

Scheme Benefits

• Under the Kutumb Rakshan Scheme, the Maha Vikas Aghadi (MVA) a coalition has promised to provide following benefits if their party wins the election and forms the government : -
  • Health Insurance of Rs 25 lakh to each household in Maharashtra.
  • Essential Medicines free of cost in government hospitals.

Eligibility Requirements

• Health insurance benefits of Rs 25 lakh and free medicines will be provided to those applicants who meet the eligibility criteria listed below : -
  • Applicants must be domiciled residents of Maharashtra.
  • The annual income of the household should not exceed the specified limit.
  • Central or state governments employees are likely to be excluded from the eligibility.
  • Further details about the criteria will be shared once the scheme is implemented officially.

Required Documents

• To submit application form for Kutumb Rakshan Scheme, the eligible applicants need to provide their following documents : -
  • Aadhaar Card.
  • Ration Card.
  • Address Proof.
  • Domicile Certificate.
  • Passport Size photograph.
  • Income Proof.
  • PAN Card.
  • Other mandatory documents as specified in the scheme guidelines.

Steps to Apply

• Eligible household applicants can apply for the Kutumb Rakshan Scheme.
• The scheme is part of the Maha Vikas Aghadi Election manifesto.
• Due to this, it is unclear whether the scheme applications will be invited online or offline.
• The party will launch the scheme officially once they win the election and form the government.
• It is anticipated that the online applications for Kutumb Rakshan Scheme will be invited through a dedicated portal.
• Meanwhile, offline application is likely to be submitted through nodal department office or as mentioned.
• Once the Kutumb Rakshan Scheme is implemented officially, we will share its application process.
• To learn updates about the Kutumb Rakshan Scheme application form users do subscribe this page.

Relevant Links

• Kutumb Rakshan Scheme applications link are currently unavailable and it will be provided once the Maha Vikas Aghadi wins the election and form the government.
• Kutumb Rakshan Scheme guidelines will also be provided once the scheme is launched officially.

Contact Information

• Kutumb Rakshan Scheme Helpline Number will be shared once the scheme is launched.