Scheme Introduction : A Brief Overview

• The assembly election in Maharashtra is to be held on November 20, 2024.
• To attract voters, political parties have announced various welfare and beneficial schemes.
• Recently, the Maha Vikas Aghadi, a coalition of three parties (INC, Shiv Sena, and NCP), announced 5 guarantees for the Maharashtra people.
• Of these, one guarantee is for the women known as "Mahalaxmi Scheme".
• The announced scheme is also known by other names such as "Mahalakshmi Yojana" or "Mahalaxmi Scheme".
• Mahalakshmi scheme pledged to provide monthly financial assistance of Rs 3,000/- to women.
• The scheme was announced to counter the Bharatiya Janata Party popular scheme "Majhi Ladki Bahin Yojana".
• The assistance promised to be offered under the Mahalakshmi scheme is twice more than the BJP Ladki Bahin Yojana.
• However, BJP already promised to raise its assistance amount from Rs 1,500/- to Rs 2,100, which is still lesser than the Mahalaxmi Scheme offering.
• In recent elections, the women centric schemes turned the election result in its own head like the Subhadra Scheme in Odisha, Lado Lakshmi Yojana in Haryana, and Mahalaxmi Scheme in Telangana.
• With the help of Mahalakshmi scheme, Congress wins the election in Telangana after 10 years and now they aim to repeat this success in Maharashtra.
• Along with the monthly financial assistance, the Maharashtra Mahalaxmi Scheme also promises free bus travel for women across Maharashtra in government buses.
• Women and girls both can travel free of cost within Maharashtra under this scheme.
• Mahalakshmi scheme extend its benefits to all women across Maharashtra but with some limitations, which will be revealed later.
• Currently, the Mahalaxmi scheme is part of the MVA's election manifesto and will only be implemented if the party wins the election and forms the government.
• The party has promised that the scheme will be launched within a few months once they take charge.
• The Application form for Mahalakshmi Scheme will be issued either online or offline once the scheme is implemented.
• Assistance amount will be credited to the women's bank account via DBT transfer and bus passes will be issued for free bus travel.
• Mahalaxmi scheme is likely to benefit only one woman from each household.
• The exact details about the Mahalaxmi scheme will be cleared once it is implemented.
• As soon as we receive any update about the Mahalaxmi Scheme we will update them here.
• For further updates about the scheme users can also subscribe to this page.

Scheme Benefits

• Under the Mahalakshmi Scheme, the Maha Vikas Aghadi party will provide following benefits to its eligible beneficiaries : -
  • Monthly Financial Assistance of Rs 3,000/-.
  • Free transportation facility to women and girls.
  • The assistance amount will be credited directly to the woman 's bank account.

Eligibility Requirements

• The monthly financial assistance of Rs 3,000/- and free transportation service will be provided to women who meet the following eligibility criteria of the scheme : -
  • Women must be permanent and domiciled residents of Maharashtra.
  • Women must be the head of the family.
  • Girls are also eligible for free travel benefits.
  • Applicants annual income must be within the specified limit.
  • BPL, APL, and Antyodaya applicants are also eligible.
  • State or Central government employees are not eligible for this scheme.
  • If a woman or her husband files GST or income tax returns are not eligible.

Required Documents

• Eligible women must produce the following documents when applying for the Mahalaxmi Scheme : -
  • Aadhaar Card.
  • Address Proof.
  • Domicile Certificate.
  • Caste Certificate.
  • Passport Size photograph.
  • Bank Passbook.
  • Income Certificate.
  • Ration Card.
  • Other as specified in the scheme guidelines.

Steps to Apply

• The Maha Vikas Aghadi Party announced the Mahalaxmi Scheme in its election manifesto.
• Women who meet the eligibility conditions can apply for the scheme.
• However, the application process for the Mahalaxmi Scheme was not announced during scheme announcement.
• It is not clear whether the Mahalaxmi Scheme application form will be accepted online or offline mode.
• It is expected that the online application form for Mahalaxmi Scheme will be invited through a department or scheme dedicated portal.
• If applications are invited offline, applicants may submit it through the department office free of cost.
• Once the scheme is implemented, the authority will share complete details about the application process.
• As soon as we receive updates about the Mahalaxmi Scheme application process, we will update them here.

Relevant Links

• Maha Vikas Aghadi Party will release the application form link and guidelines for Mahalaxmi Scheme once they wins the election and implement the scheme.

Contact Information

• Mahalaxmi Scheme Helpline Number will be provided after the scheme implementation.