Bihar Mukhyamantri Divyangjan Udhyami Yojana

Scheme Introduction: A Brief Overview

• The cabinet of the Bihar Government approved lots of welfare schemes to be launched in the State.
• Among the major announcements are the "Mukhyamantri Kalakar Pension Yojana", "Mukhyamantri Pratigya Yojana", "Mukhyamantri Guru Shishya Parampara Yojana" and the most prominent one is "Mukhyamantri Mahila Rojgar Yojana".
• On 26 August 2025, the Bihar Cabinet approved another welfare initiative named "Mukhyamantri Divyangjan Udhyami Yojana".
• The main aim of the government launching this new scheme is to provide financial assistance to Divyangjan (physically disabled citizens) of Bihar so they can establish their own business activity and become financially self-reliant.
• The Department of Social Welfare of the Bihar Government is the nodal department of this scheme.
• Social Welfare Department's secretary mentioned in a press release that Mukhyamantri Divyangjan Udhyami Yojana will be modeled on the Mukhyamantri Alpsankhyak Udhyami Yojana.
• The Mukhyamantri Divyangjan Udhyami Yojana will be operated under the umbrella scheme of the Mukhyamantri Divyangjan Sashaktikaran Yojana (Sambal).
• Beneficiaries will be receive collateral-free and interest-free loans to start their own businesses.
• An eligible applicant can receive a business loan up to Rs. 10,00,000 (Ten Lakh Rupees) under Mukhyamantri Divyangjan Udhyami Yojana.
• Rs. 5 lakh (50%) will be provided as a subsidy by the state government on the disbursed loan amount, while the remaining Rs. 5 lakh (50%) will be an interest-free repayable loan.
• A one-year moratorium period will also be provided to the beneficiary applicant, starting from the date of disbursement of the final loan installment.
• For the financial year 2025-26, the Department of Social Welfare has fixed a budget of Rs. 10.25 crore to ensure smooth implementation of this scheme.
• The government will soon begin accepting applications for the Bihar Mukhyamantri Divyangjan Udhyami Yojana.
• We will continue to provide updates here as soon as new details are officially released.

Scheme Benefits

• Divyangjan Applicants can avail a collateral-free business loan of up to Rs. 10 lakh.
• Out of the total loan amount, Rs. 5 lakh (50%) will be provided as a government subsidy.
• The remaining Rs. 5 lakh (50%) will be an interest-free loan provided through banks.
• Beneficiaries are required to repay only the Rs. 5 lakh loan amount.
• Additionally, a moratorium period of one year will be granted to the applicant.

Eligibility Requirement

• The applicant should be a permanent resident of Bihar.
• Only Divyangjan (persons with disabilities) are eligible to apply.
• Applicant's Age should fall between 18 year to 50 years.
• The candidate must have a minimum educational qualification of Class 12th pass / ITI / Polytechnic Diploma.
• Applicants already availing the benefits of any other business loan scheme of the Bihar Government are not eligible to apply.
• The remaining eligibility conditions will be notified by the government shortly.

Required Documents

• Certificate of Disability.
• Domicile of Bihar.
• Bank Account Details.
• Mobile Number.
• Email ID.
• Educational Qualification Documents
• Project Report Related to Business.
• Color Photograph.

Steps to Apply

• On 26 August 2025, the Bihar Cabinet gave its nod to implement the Mukhyamantri Divyangjan Udhyami Yojana in the state.
• The scheme will be implemented by the Department of Social Welfare and the official drafted guidelines of the scheme will be released soon.
• The exact application procedure for the Bihar Divyangjan Udhyami Yojana has not been clarified from the government side.
• However, it is quite likely that the government will accept applications through its official Udyami portal.
• The Social Welfare Department of the Bihar Government has already issued a press release announcing the launch of the Mukhyamantri Divyangjan Udhyami Yojana.
• Eligible beneficiaries will be able to apply for collateral-free, interest-free loans under this scheme to start their self-employment businesses.
• As of now, this is the only information available in the public domain.
• Any further updates regarding the Chief Minister Divyangjan Udhyami Yojana of the Bihar Government will be shared here as soon as they are released.

Relevant Links

• Bihar Department of Social Welfare Details.

Contact Information

• Applicant can contact their District Social Welfare Office for further help.