Assam Mukhyamantri Mahila Udyamita Abhiyan

Scheme Introduction: A Brief Overview

• With the aim of generating an annual income of one lakh rupees for all women members of Self Help Group (SHGs), the Chief Minister of Assam has initiated a program called "Mukhyamantri Mahila Udyamita Abhiyan".
• The women members of Self Help Groups can apply to become rural micro entrepreneurs or Lakhpati Baideos under this scheme.
• The Announced scheme is also known by other names such as "Assam Lakhpati Baideo Scheme" or "Assam Chief Minister Mahila Udyamita Abhiyan Yojana" or "Assam Lakhpati Baideo Achoni".
• Assam State Rural Livelihoods Mission (ASRLM) will implement this scheme with the help of Panchayat & Rural Development Department.
• As per the information, there are 40 lakh (to be specific 39,42,663) beneficiaries who who will going to get the benefits of this scheme.
• Under the Assam Mukhyamantri Mahila Udyamita Abhiyan (MMUA), beneficiaries will receive a sum of Rs 85,000 to start their entrepreneurial journey.
• In the first year, the beneficiary women will receive a seed capital of Rs 10,000/- for her business via DBT mode to give an ignition to their enterprise.
• This seed funding will primarily help the beneficiary to initiate their business based on the 145 business plan prepared by the government.
• In the following year, the government will thoroughly review how the funds issued in the first year have been utilized.
• If they receive satisfactory feedback, the beneficiary will receive a loan of Rs. 25,000/- under Mukhyamantri Mahila Udyamita Abhiyan of Assam Government.
• Out of loan amount of Rs. 25,000/-, 50% of loan amount is Government Subsidy and 50% of loan amount is bank loan.
• Women beneficiary will only have to return a bank loan of Rs 12,500/-, other Rs. 12,500/- is a grant from the government which is non-refundable.
• Those women beneficiaries who utilize seed capital of Rs. 10,000/- in first year and Rs. 25,000/- in second year productively will get financial assistance of Rs. 50,000/- in third year under Mukhyamantri Mahila Udyamita Abhiyan of Assam Government.
• The grant issued will only issued by the government when the loan provided by the bank repaid within the given time frame by women beneficiary.
• To avail of the benefit of the Mukhyamantri Mahila Udyamita Abhiyan, beneficiaries can submit their application offline.
• Mukhyamantri Mahila Udyamita Abhiyan Application forms can be collected from the panchayat office or from the collection center established district wise.
• After the announcement the women SHG members were so excited that, as per the latest report, 25 lakh women have been registered for the phase 1.
• As per the eligibility criteria, women with three children (General and OBC), and four children (SC/ST/Moran/tea tribes) can apply for the scheme.
• However, these women also need to submit a 'Sankalp Patra' stating that they will restrict the number of children in the future.
• Furthermore, enrollment of the girl child (if eligible) in a school is mandatory.
• Recently Assam Government released its budget for the year 2025-2026 in which government allocated Rs. 3038/- Crore for the smooth implementation of Mukhyamantri Mahila Udyamita Abhiyan Scheme in Assam.
• Further, Mukhyamantri Mahila Udyamiya Abhiyan will going to launch in Behali Legislative Assembly Constituency on 01-04-2025.
• Beneficiary can visit the Official Website of Mukhyamantri Mahila Udyamita Abhiyan for further details.
• Contact your panchayat office or municipal corporation office if any help needed regarding this scheme.
• Beneficiary can also explore Mukhyamantri Atmanirbhar Asom Scheme 2.0 of Assam Government for business loans.

Scheme Benefits

• The women beneficiaries of the Assam under Mukhyamantri Mahila Udyamita Abhiyan are entitled to get the following benefits : -
  • In phase 1, beneficiary fulfilling the eligibility criteria will receive Rs. 10,000/- as Seed Capital for Business.
  • To strengthen financial support, Total of Rs. 25,000/- will be provided out of which Rs 12,500/- is a loan from the bank and Rs 12,500/- is a subsidy from the government which will be issued over the next two years, in Phase II.
  • Rs. 50,000/- Financial Assistance will be provided in 3rd year.
  • The grant issued by the government is non-refundable, while the loan issued by the bank must be repaid within a given period of time.
  • Around 40 lakhs women SHG members may avail the benefits of the scheme to become Rural micro entrepreneurs.
  • Upon successful implementation, it ensures an annual income of Rs 1 lakh to each member.

Eligibility Requirements

• In order to be eligible for the Mukhyamantri Mahila Udyamita Abhiyan (MMUA) and to avail the benefit of seed capital of business and subsidized loans, women beneficiaries must fulfill the below conditions of scheme :-

  General Conditions
  Ensure that your Aadhaar card is linked with their bank account. Must not be a defaulter of her SHG, banks, federation etc.
  Child Limitations
  Beneficiaries of General and OBC Categories should not have more than 3 children. Beneficiaries of SC/ ST/ Moran/ Matak/ Tea Tribes Categories should not have more than 4 children. A declaration for restricting the number of children shall be required from members having two children.
  Additional Conditions
  If a beneficiary has a girl child, she must be enrolled in school (if attained the required age).
  A signed undertaking is required for future enrollment of the girl not attending the school.
  It is mandatory to ensure that the trees planted by the member under the Amrit Brikshya Andolan are alive.

Required Documents

• While submitting the Assam Mukhyamantri Mahila Udyamita Abhiyan application form, women beneficiaries must keep their following documents ready: -
  • Aadhaar Card.
  • Bank Documents.
  • SHG related Documents.
  • Passport Size photograph.
  • Business Plan details.
  • Mobile Number.
  • Undertaking for girl child school enrollment in future (if required).
  • Declaration for restriction in children.

Steps to Apply

• Eligible beneficiaries can apply for the Assam Mukhyamantri Mahila Udyamita Abhiyan through offline application form.
• Beneficiaries Women need to collect their Mukhyamantri Mahila Udyamita Abhiyan (MMUA) application form from their respective panchayat in rural areas and from Municipal Corporation/ Board Office in Urban Area.
• Beneficiaries are not required to pay any fee for the application form, it is completely free of cost.
• Ensure that the application form is original, photostate application form will not be accepted.
• Fill in the details carefully in the received application form.
• Paste the latest photograph and affix the list of required documents to fulfill your eligibility.
• Along with the documents, applicants woman have to submit two 'Sankalp Patra'.
• One 'Sankalp Patra' is for the enrollment of girl children in school, and the second is for restricting the number of children.
• After completing the steps, submit the duly filled application form to the officials at Panchayat department or Municipal Corporation/ Board Office.
• Concerned officials will verify the application form and make a list of selected women beneficiaries.
• Woman Selected under Mukhyamantri Mahila Udyamita Abhiyan will get seed capital of Rs. 10,000/- directly in her bank account.
• From second year, she can avail the benefit of subsidized loan of Rs. 25,000/- out of which she only have to return Rs. 12,500/- to bank.
• In third year, Assam Government will provided assistance of Rs. 50,000/- under Mukhyamantri Mahila Udyamita Abhiyan.
• Mukhyamantri Mahila Udyamita Abhiyan Application Status can be checked by visiting the Municipal Corporation/ Board and Panchayat Office.

Relevant Links

• Assam Mukhyamantri Mahila Udyamita Abhiyan Official Website.
• Mukhyamantri Mahila Udyamita Abhiyan District Wise Data.
• Assam State Rural Livelihood Mission (ASRLM) Official Website.
• Panchayat and Rural Development Department Assam Official Website.

Contact Information

• Assam P&RD Department Contact Details
• Assam ASRLM Contact Details