Assam Mukhyamantri Mahila Udyamita Abhiyan

Scheme Introduction: A Brief Overview

• With the aim of generating an annual income of one lakh rupees for all women members of Self Help Group (SHGs).
• The chief minister of Assam has initiated a program called "Mukhyamantri Mahila Udyamita Abhiyan".
• Under this initiative, the women members of SHGs can apply to become rural micro entrepreneurs or Lakhpati Baideos.
• The Announced scheme is also known by other names such as "Assam Lakhpati Baideo Scheme" or "Assam Chief Minister Mahila Udyamita Abhiyan Yojana"or "Assam Lakhpati Baideo Achoni".
• As per the information, there are 40 lakh (to be specific 39,42,663) beneficiaries who can avail themselves of the benefits of the scheme.
• However, in order to receive benefits, the beneficiaries need to fulfill certain eligibility criteria.
• Under the Assam Mukhyamantri Mahila Udyamita Abhiyan (MMUA), beneficiaries will receive a sum of Rs 35,000 to start their entrepreneurial journey.
• In the first year, the beneficiary will receive a seed capital of Rs 10,000/- via DBT mode to give an ignition to their enterprise.
• This seed funding will primarily help the beneficiary to initiate their business based on the145 business plan prepared by the government.
• In the following year, the government will thoroughly review how the funds issued in the first year have been utilized.
• If they receive satisfactory feedback, the beneficiary will receive a grant of Rs 12,500/- from the government.
• Additionally they will receive a capital of Rs 12,500/- as a loan from the bank, to further strengthen their financial support.
• The grant issued by the government is non-refundable, but the loan provided by the bank needs to be repaid within the given time frame.
• To avail of the benefit of the Mukhyamantri Mahila Udyamita Abhiyan, beneficiaries can submit their application offline.
• Application forms can be collected from the panchayat office or from the collection center established district wise.
• After the announcement the women SHG members were so excited that, as per the latest report, 25 lakh women have been registered for the phase 1.
• For the successful implementation of the seeding round the government allocated a budget of Rs 39 crore for Mukhyamantri Mahila Udyamita Abhiyan.
• Such an initiative will motivate women in the state to start their own businesses, increase the literacy rate, especially among girls, and also help to control the state's population.
• As per the eligibility criteria, women with three children (General and OBC), and four children (SC/ST/Moran/tea tribes) can apply for the scheme.
• However, these women also need to submit a 'Sankalp Patra' stating that they will restrict the number of children in the future.
• Furthermore, enrollment of the girl child (if eligible) is mandatory.
• Whereas, beneficiaries whose children are not eligible for enrollment need to submit a 'Sankalp Patra' stating that they will enroll their child once they attain the required age.

Scheme Benefits

• The beneficiaries of the Assam Mukhyamantri Mahila Udyamita Abhiyan are entitled to the following benefits: -
  • In phase 1, beneficiary fulfilling the eligibility criteria will receive Rs. 10,000/-.
  • To strengthen financial support, a loan of Rs 12,500/- from the bank and a grant of Rs 12,500/- from the government will be issued over the next two years, in Phase II.
    
  • The grant issued by the government is non-refundable, while the loan issued by the bank must be repaid within a given period of time.
  • Around 40 lakhs women SHG members may avail the benefits of the scheme to become Rural micro entrepreneurs.
  • Upon successful implementation, it ensures an annual income of Rs 1 lakh to each member.

Eligibility Requirements

• In order to be eligible for the Mukhyamantri Mahila Udyamita Abhiyan (MMUA), beneficiaries must fulfill the below conditions:-

  General Conditions	Child Limitations	Additional Conditions
  Ensure that your Aadhaar card is linked with their bank account.	Beneficiaries of General and OBC Categories should not have more than 3 children.	If a beneficiary has a girl child, she must be enrolled in school (if attained the required age).
  Must not be a defaulter of her SHG, banks, federation etc.	Beneficiaries of SC/ST/Moran/Matak/Tea Tribes Categories should not have more than 4 children.	A signed undertaking is required for future enrollment of the girl not attending the school.
  	A declaration for restricting the number of children shall be required from members having two children.	It is mandatory to ensure that the trees planted by the member under the Amrit Brikshya Andolan are alive.

Required Documents

• While submitting Assam Mukhyamantri Mahila Udyamita Abhiyan application, beneficiaries must keep their following documents ready: -
  • Aadhaar Card.
  • Bank Documents.
  • SHG related Documents.
  • Passport Size photograph.
  • Business Plan details.
  • Mobile Number.
  • Undertaking for girl child school enrollment in future (if required).
  • Declaration for restriction in children.

Steps to Apply

• Eligible beneficiaries can apply for the Assam Mukhyamantri Mahila Udyamita Abhiyan offline.
• Beneficiaries need to collect their Mukhyamantri Mahila Udyamita Abhiyan (MMUA) application form from their respective panchayat.
• Beneficiaries are not required to pay any fee for the application form.
• Ensure that the application form is original, photostat application form will not be accepted.
• Fill in the details carefully in the received application form.
• Paste the latest photograph and affix the list of required documents to satisfy your eligibility.
• Along with the documents, applicants must submit two 'Sankalp Patra'.
• One 'Sankalp Patra' is for the enrollment of girl children in school, and the second is for restricting the number of children.
• After completing the steps, submit the duly filled application form to the officials at Panchayat department.

Relevant Links

• Assam State Rural Livelihood Mission (ASRLM) Official Website.
• Panchayat and Rural Development Department Assam Official Website.

Contact Information

• Assam P&RD Department Contact Details
• Assam ASRLM Contact Details