Pradhan Mantri Awas Yojana(PMAY) – Housing for All

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Submitted by shahrukh on Fri, 01/08/2025 - 16:14
CENTRAL GOVT CM
Scheme Open
Pradhan Mantri Awas Yojana (PMAY) Logo.
Youtube Video
Highlights
  • Pucca House in Place of Temporary Houses.
  • Central Assistance of Rs. 1.5 Lakh to EWS category eligible family.
  • Subsidized loan disbursement.
Customer Care
  • Pradhan Mantri Awas Yojana Helpline Numbers :-
    • 011-23060484.
    • 011-23063285.
    • 011-23063620.
    • 011-23063567.
    • 011-23061827.
  • Email :- @email.
  • National Housing Bank (NHB) :-
  • Housing and Urban Development Corporation (HUDCO) :-
  • State Bank of India :-
  • Grievance Email :- @email.
Overview Of The Scheme
Name of the SchemePradhan Mantri Awas Yojana (PMAY) - Housing for All.
Launched on25th June 2015.
ObjectiveTo provide pucca houses, electricity connection, LPG Connection and Driniking Water Connection.
Nodal MinistryMinistry of Housing and Urban Affairs.
Offcial WebsitePradhan Mantri Awas Yojana (Urban).

Introduction

  • Pradhan Mantri Awas Yojana was launched by Government of India on 25th June 2015.
  • To provide housing for all urban poor with a target of 20 million affordable houses by 31st of March 2022.
  • Now this scheme is extended to March 2024.
  • This scheme provides central assistance to the implementing agencies through state/union territories and
    Central Nodal Agencies to provide housing for eligible families.
  • It is the programme that is initiated to avail the housing facility to the urban poor.
  • The main objective of this plan is to provide financial assistance to some of the weakest sections of society to build a house for their personal living.
  • Vision: - To replace all temporary (kutcha) houses from Indian villages.
  • The following persons will be eligible under the Pradhan Mantri Awas Yojana (PMAY):-
    • Applicant under the age group of 70.
    • Do not availed any government subsidy benefit under PMAY scheme.
    • Who have not any property under his name and along with any family member.
  • Home renovation and self construction loan will be availed only to applicants who come under the category of EWS and LIG.
  • Eligible Persons Can Avail the benefits of Pradhan Mantri Awas Yojana (PMAY) by applying in the following manner:-

Eligibility

  • Applicant under the age group of 70.
  • Do not availed any government subsidy benefit under PMAY scheme.
  • Who have not any property under his name and along with any family member.
  • PMAY is applicable to borrowers belonging to the :-

    BeneficiaryAnnual Income
    Economically Weaker Section (EWS)Up to Rs.3 lakh
    Lower Income Group (LIG)Rs.3 lakh to Rs.6 lakh
    Middle Income Group I (MIG I)Rs.6 lakh to Rs.12 lakh
    Middle Income Group I (MIG II)Rs.12 lakh to Rs.18 lakh

Benefits of the schemes:-

  • The Following Facilities are provided under the scheme includes :-
    • facility of houses have a toilet,
    • electricity connection,
    • LPG connection,
    • drinking water and
    • Jan dhan banking facilities, etc.
  • Apart From the above mentioned facilities the following benefits are provided :-

    BeneficiaryAnnual Income
    Economically Weaker Section (EWS)
    • An interest subsidy of 6.5% is provided to the beneficiary.
    • Maximum loan tenure is 20 years.
    Lower Income Group (LIG)
    Middle Income Group I (MIG I)
    • An interest subsidy of 4% is provided to the beneficiary.
    • Maximum loan tenure is 20 years.
    Middle Income Group I (MIG II)
    • An interest of 3% is provided to the beneficiary.
    • Maximum loan tenure is 20 years.

Steps to apply for Pradhan Mantri Awas Yojana(Urban):-

  • To get financial assistance under the Scheme the candidate has to first go to PMAY Portal.
  • First of all, the applicant has to Register himself/herself on the J&K Mission PMAY Portal.
  • After registration, the applicant will have to login to the portal with the given login ID and password.
  • Select citizen assessment drop down and click on benefits under 3 components.
  • Submit your aadhar details for authentication
  • Fill the basic details and upload the required documents as required.
  • After filling all the information, the application form has to be submitted.
  • After the application is submitted, the application form will be verified by the concerned officer.
  • After the approval of the application form, the applicant will be informed.

For slum dwellers:

  • Same procedure is followed to apply for the scheme. In the initial stage just go to the website pmaymis.gov.in.
  • Select citizen assessment drop down and click at slum dwellers. Remaining steps are same as the above.

PMAY (Urban) - Progress

ParticularsUnit
Houses Sanctioned122.69 Lakhs.
Houses Grounded.98.36 Lakhs.
Houses Completed.58.68 Lakhs.
Central Assistance CommittedRs. 2.03 lakh Crore.
Central Assistance ReleasedRs. 1,18020 Crore.
Total InvestmentRs. 8.31 lakh Crore.

List of State Level Nodal Agencies for PMAY(U)

S.No.StateName of OrganizationEmailAddress
1.Andaman &
Nicobar Islands
UT of Andaman &
Nicobar Islands
@emailMunicipal Council, Port
Blair-744101
2.Andhra PradeshAndhra Pradesh Township
Infrastructure Development
Corporation Limited.
@email,
@email
Flat No.502, Vijaya
Lakshmi Residency, Gunadhala,
Vijayawada -
520004
3.Andhra PradeshAndhra Pradesh
State Housing
Corporation Limited
@emailA.P.State Housing
Corporation Ltd.,
Himayatnagar,Hyderabad
- 500029
4.Arunachal
Pradesh
Government of
Arunachal Pradesh
@email,
@email
Department of Urban
Development & Housing,
Mob-II, Itanagar
5.AssamGovt. of Assam@emailBlock A, Room No. 219,
Assam Secretariat,
Dispur, Guwahati- 781006
6.BiharGovt of Bihar@emailUrban Development &
Housing Department,
Vikash Bhavan, Bailey
Road,New Sectt. Patna-
15, Bihar
7.ChandigarhChandigarh Housing
Board
@email,
@email
Sec- 9-D,Chandigarh-
16001
8.ChattisgarhGovt of Chattisgarh@emailMahanadi Bhawan,
Mantralay Naya Raipur
,Chhattisgarh Room No.
S-1/4
9.Dadra & Nagar
Haveli and
Daman & Diu
UT of Dadra & Nagar
Haveli and Damn &
Diu
@emailSecretariat, Silvassa-
396220
10.Dadra & Nagar
Haveli
UT of Dadra & Nagar
Haveli
@emailSecretariat, Silvassa-
396220
11.GoaGovt of Goa@emailGSUDA
6th Floor, Shramshakti
Bhavan,
Patto- Panaji
12.GujaratGovt of Gujarat@email,
@email
Affordable Housing
Mission,
New Sachivalya, Blk No.
14/7, 7th floor,
Gandhinagar-382010
13.HaryanaState Urban
Development Agency
@emailBays-11-14, Palika
Bhavan, Sector-4,
Panchkula -134112,
Haryana.
14.Himachal
Pradesh
Directorate of Urban
Development
@emailPalika Bhavan, Talland,
Shimla
15.Jammu &
Kashmir
J&K Housing Board@email,
@email
 
16.JharkhandUrban Development
Department
@email,
@email
3rd floor, Room No: 326,
FFP Building, Dhurwa,
Ranchi, Jharkhand, PIN
834004
17.KeralaState Poverty
Eradication Mission
@emailTRIDA Building,
Jn.Medical College P O
Thiruvananthapuram
18.Madhya PradeshUrban Administration
and Development,
GoM
@email,
@email,
Palika Bhawan, Shivaji
nagar, Bhopal ,Pin-
462016
19.MaharashtraGovernment of
Maharashtra
@email,
@email
Griha Nirman Bhawan,
4th Floor, Kalanagar,
Bandra (East), Mumbai
400051
20.ManipurGovt. of Manipur@email,
@email
Town Planning
Department, Government
of Manipur, Directorate
Complex, North AOC,
Imphal-795001,
21.MeghalayaGovt of Meghalaya@email,Raitong Building ,
Meghalaya Civil
Secretariat, Shillong-
793001
22.MizoramUrban Development
& Poverty Alleviation,
Govt. of Mizoram
@emailDirectorate of Urban
Development and Poverty
Alleviation, Thakthing
Tlang, Aizawl, Mizoram,
Pin: 796005
23.NagalandGovt. of Nagaland@emailMunicipal Affairs cell, A.G.
Colony, Kohima - 797001
24.OdishaHousing & Urban
Development (H&UD)
Department
@email,1st Floor, State
Secretariat, Annex - B,
Bhubaneswar - 751001
25.PuducherryGovt. of Puducherry@emailTown & Country Planning
Deptt.
Jawahar Nagar
Bomian Pet
Puducherry-605005
26.PunjabPunjab Urban
Development
Authority
@email ,
@email
PUDA Bhavan, Sector 62,
SAS Nagar, Mohali,
Punjab
27.RajasthanRajasthan Urban
Drinking Water,
Sewerage &
Infrastructure
Corporation Ltd
(RUDSICO)
@email4-SA-24, Jawahar Nagar,
Jaipur, Rajasthan
28.SikkimGovt of Sikkim@emailDepartment of UD &
Housing,
Govt of Sikkim,
NH 31A, GANGTOK-
737102
29.Tamil NaduGovt. of Tamil Nadu@emailTamil Nadu Slum
Clearance Board, No.5
Kamarajar Salai, Chennai
- 600 005 Tamil Nadu
30.TelanganaGovt of Telangana@emailCommissioner and
Director of Municipal
Administration 3rd Floor
Ac Guards Public Health
Lakdikapool Hydrabad
31TripuraGovt. of Tripura,@emailDirectorate Of Urban
Development Government
of Tripura Pt. Nehru
Complex, Gorakha Basti,
3rd Floor, Khadya
Bhawan, Agartala. Pin-
799006
32.UttarakhandDirectorate of Urban
Development
@email,State Urban Development
Authority 85A,
Mothorawala Road
Ajabpur kalan Dehradun
33.KarnatakaGovt. of Karnataka@email9th Floor Vishweshwaraih
Towers,
Dr.AmbedkarVeedhi
,Bangalore 560001
34.West BengalState Urban
Development
Authority
@emailILGUS Bhaban, Block HC
Block, Sector 3,
Bidhannagar, Kolkata -
700106
35.Uttar PradeshState Urban
Development Agency
(SUDA)
@emailNavchetna Kendra, 10,
Ashoka Marg, Lucknow-
226002

FAQs

  1. What is Pradhan Mantri Awas Yojana (Urban) ?
    Pradhan Mantri Awas Yojana was launched by Government of India to provide housing for all urban poor with a target of 20 million affordable houses by 31st of March 2022. The main objective of this plan is to provide financial assistance to some of the weakest sections of society to build a house for their personal living.
  2. What is In-Situ Slum Redevelopment?
    In-Situ Slum redevelopment is a central Assistance of Rs.1,00,000 per house is allotted for all houses built for eligible slum dwellers using land as Resource with participation of private developers.
  3. What is Credit Linked Subsidy Scheme (CLSS)?
    Interest Subsidy up to Rs 2,67,000 per house is allotted for Beneficiaries of

    • Economically Weaker Section (EWS)
    • Low Income Group (LIG),
    • Middle Income Group (MIG)-I
    • Middle Income Group (MIG)-II seeking housing loans from Banks, Housing Finance Companies and other such institutions for acquiring/constructing houses.

    The interest subsidies of 6.5%, 4% and 3% on loan amount up to Rs. 6 lakh, Rs. 9 lakh and Rs. 12 lakh are allotted for a house with carpet area of up to 60, 160 and 200 Sq.Meter for EWS/LIG, MIG I and MIG II respectively. The benefit for EWS/LIG beneficiaries under CLSS works out to as high as Rs. 6 lakh over a loan period of 20 years.

  4. What is Affordable Housing in Partnership (AHP)?
    Affordable Housing in Partnership (AHP) aims at providing central assistance of Rs 1,50,000 per EWS house where at least 35% of the houses in the projects are for EWS category and a single project has at least 250 houses.
  5. What is Beneficiary led individual house construction enhancements (BLC)?
    Under this component, Central Assistance of Rs.1.5 lakh is available to individual eligible families belonging to EWS categories to either construct new houses or enhance existing houses on their own to cover the beneficiaries who are not able to take advantage of any other component of the Mission.
    If the beneficiary has a pucca house with carpet area of up to 21 sq. mt. area or a semi-pucca house, lacking in one of the facilities- i.e. room, kitchen, toilet, bath or a combination of these, it may be taken up for enhancement subject to ULB/State ensuring structural safety of the house and adherence to following conditions:
    • The total carpet area after enhancement must not be less than 21 sq. mt and must not be more than 30 sq. mt.
    • Enhancement shall mean addition of minimum carpet area of 9.0 square meters in to the existing house with pucca construction of at least one habitable room or room with kitchen and/or bathroom and/or toilet conforming to NBC norms.
  6. Which nodal agencies are operating or responsible for disbursal of the subsidy under Credit Linked Subsidy Scheme (CLSS)?
    NHB, HUDCO and SBI
  7. What is criteria for EWS LIG MIG categories for the purpose of the Scheme?
    The EWS/LIG/MIG categories are defined as follows:
    • EWS households income upto Rs. 3.00 lakhs per annum.
    • LIG households income between Rs. 3.00 lakhs to Rs. 6.00 lakhs per annum.
    • MIG-I households income between Rs. 6.00 lakhs to Rs. 12.00 lakhs per annum.
    • MIG-II households income between Rs. 12.00 lakhs to Rs. 18.00 lakhs per annum. States/UTs have flexibility to redefine the annual income criteria as per local needs with the approval of Ministry.

Important Links

Contact Details

  • Pradhan Mantri Awas Yojana Helpline Numbers :-
    • 011-23060484
    • 011-23063285
    • 011-23063620
    • 011-23063567
    • 011-23061827
  • Emai :- @email
  • National Housing Bank (NHB) :-
  • Housing and Urban Development Corporation (HUDCO) :-
  • State Bank of India :-
  • Greivance Email :- @email.
  • Address :- Pradhan Mantri Awas Yojana (Urban),
    Ministry of Housing and Urban Affairs,
    Nirman Bhawan, New Delhi-110011.

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Comments

mera apply kr do me pese de…

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kiya tha aaply pr reject ho…

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bna bnaya kese milega jhode…

Comment

बहुत ही खटिया मैटेरियल…

Comment

maatr 45 dino me hmare sapno…

Comment

loan type scheme hai ya free…

Comment

kitna bhk bnega

Comment

hme kya contribute krna pdega

Comment

free bnega na blkul

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In reply to by sukhbeer (not verified)

kucch hme bhi conti krni…

Comment

अमरावती जिला तालुका धामनगांव तळेगांव दशासर

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अमरावती जिला तालुका धामनगांव रा तळेगांव दशासर

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mere pass ghr nhi hai. rent…

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Alisha gur

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Kusu

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Kumap

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Titiguda

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Pouni bhandara

Comment

Mujhe koi aabas prapt nhi hua hai

Comment

Mujhe bhi ghr chaiye

Mujhe kaloni nahi mili

Comment

Mujhe kaloni nahi mili

Pradhan mantri awas yojna

Comment

My house is kutcha, I am from very poor family, there is no common donor in my house, please, I am helpless Kerry, I need help.

House

Comment

Mujhe house Nahi mili

In reply to by Sanjoy Das (not verified)

Bengali

Your Name
Abdul samim mondal
Comment

Our earthen house. A request to you is given as if we are a mature house.

House

Comment

Sir hamara makaan nahi jhopari koi hamari help nhai karta

Home

Your Name
Israr ahmad
Comment

Mere ghar nahi hai mujhe ghar lena
Hai 10 sal se rent pe hai kirpia aap meri madad kare dhanywad

PMAY

Your Name
ABHAY ALFRED SAMUEL
Comment

There is problem in update mobile number in PMAY Scheme
My No.814947xxxx
Registration No. is
PMAY(U)/PG/2023/00000042680

awas hetu aavedan

Your Name
mohan lal
Comment

awas hetu aavedan

Aawas yojna

Your Name
Vijay Kumar Verma
Comment

Makan kaise milega kya process hai batae

ghar nahi hai

Your Name
sooraj
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ghar nahi hai

Berojgari

Your Name
Harjinder singh
Comment

ਨੌਕਰੀ ਨਹੀਂ ਹੈ

Aawash

Your Name
Jai kishor Kumar
Comment

Hame aawash ki jarurat hai ham bahut garib pariwar se hai

আমার একটা বাড়ি চাই

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আমার একটা বাড়ি চাই

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