Highlights
- Pucca House in Place of Temporary Houses.
- Central Assistance of Rs. 1.5 Lakh to EWS category eligible family.
- Subsidized loan disbursement.
Customer Care
- Pradhan Mantri Awas Yojana Helpline Numbers :-
- 011-23060484.
- 011-23063285.
- 011-23063620.
- 011-23063567.
- 011-23061827.
- Email :- pmaymis-mhupa@gov.in.
- National Housing Bank (NHB) :-
- 1800113377.
- 1800116163.
- clssim@nhb.org.in
- Housing and Urban Development Corporation (HUDCO) :-
- 1800116163.
- hudconiwas@hudco.org.
- State Bank of India :-
- 1800112018.
- clss.pmayurban@sbi.co.in.
- Grievance Email :- grievance-pmay@gov.in.
Information Brochure
Overview Of The Scheme
|
|
---|---|
Name of the Scheme | Pradhan Mantri Awas Yojana (PMAY) - Housing for All. |
Launched on | 25th June 2015. |
Objective | To provide pucca houses, electricity connection, LPG Connection and Driniking Water Connection. |
Nodal Ministry | Ministry of Housing and Urban Affairs. |
Offcial Website | Pradhan Mantri Awas Yojana (Urban). |
Introduction
- Pradhan Mantri Awas Yojana was launched by Government of India on 25th June 2015.
- To provide housing for all urban poor with a target of 20 million affordable houses by 31st of March 2022.
- Now this scheme is extended to March 2024.
- This scheme provides central assistance to the implementing agencies through state/union territories and
Central Nodal Agencies to provide housing for eligible families. - It is the programme that is initiated to avail the housing facility to the urban poor.
- The main objective of this plan is to provide financial assistance to some of the weakest sections of society to build a house for their personal living.
- Vision: - To replace all temporary (kutcha) houses from Indian villages.
- The following persons will be eligible under the Pradhan Mantri Awas Yojana (PMAY):-
- Applicant under the age group of 70.
- Do not availed any government subsidy benefit under PMAY scheme.
- Who have not any property under his name and along with any family member.
- Home renovation and self construction loan will be availed only to applicants who come under the category of EWS and LIG.
- Eligible Persons Can Avail the benefits of Pradhan Mantri Awas Yojana (PMAY) by applying in the following manner:-
- Through Online PMAY Portal.
Eligibility
- Applicant under the age group of 70.
- Do not availed any government subsidy benefit under PMAY scheme.
- Who have not any property under his name and along with any family member.
- PMAY is applicable to borrowers belonging to the :-
Beneficiary Annual Income Economically Weaker Section (EWS) Up to Rs.3 lakh Lower Income Group (LIG) Rs.3 lakh to Rs.6 lakh Middle Income Group I (MIG I) Rs.6 lakh to Rs.12 lakh Middle Income Group I (MIG II) Rs.12 lakh to Rs.18 lakh
Benefits of the schemes:-
- The Following Facilities are provided under the scheme includes :-
- facility of houses have a toilet,
- electricity connection,
- LPG connection,
- drinking water and
- Jan dhan banking facilities, etc.
- Apart From the above mentioned facilities the following benefits are provided :-
Beneficiary Annual Income Economically Weaker Section (EWS) - An interest subsidy of 6.5% is provided to the beneficiary.
- Maximum loan tenure is 20 years.
Lower Income Group (LIG) Middle Income Group I (MIG I) - An interest subsidy of 4% is provided to the beneficiary.
- Maximum loan tenure is 20 years.
Middle Income Group I (MIG II) - An interest of 3% is provided to the beneficiary.
- Maximum loan tenure is 20 years.
Steps to apply for Pradhan Mantri Awas Yojana(Urban):-
- To get financial assistance under the Scheme the candidate has to first go to PMAY Portal.
- First of all, the applicant has to Register himself/herself on the J&K Mission PMAY Portal.
- After registration, the applicant will have to login to the portal with the given login ID and password.
- Select citizen assessment drop down and click on benefits under 3 components.
- Submit your aadhar details for authentication
- Fill the basic details and upload the required documents as required.
- After filling all the information, the application form has to be submitted.
- After the application is submitted, the application form will be verified by the concerned officer.
- After the approval of the application form, the applicant will be informed.
For slum dwellers:
- Same procedure is followed to apply for the scheme. In the initial stage just go to the website pmaymis.gov.in.
- Select citizen assessment drop down and click at slum dwellers. Remaining steps are same as the above.
PMAY (Urban) - Progress
Particulars | Unit |
---|---|
Houses Sanctioned | 122.69 Lakhs. |
Houses Grounded. | 98.36 Lakhs. |
Houses Completed. | 58.68 Lakhs. |
Central Assistance Committed | Rs. 2.03 lakh Crore. |
Central Assistance Released | Rs. 1,18020 Crore. |
Total Investment | Rs. 8.31 lakh Crore. |
List of State Level Nodal Agencies for PMAY(U)
S.No. | State | Name of Organization | Address | |
---|---|---|---|---|
1. | Andaman & Nicobar Islands |
UT of Andaman & Nicobar Islands |
jspwdud@gmail.com | Municipal Council, Port Blair-744101 |
2. | Andhra Pradesh |
Andhra Pradesh Township |
aptsidco@gmail.com, mdswachhandhra@gmail.com |
Flat No.502, Vijaya Lakshmi Residency, Gunadhala, Vijayawada - 520004 |
3. | Andhra Pradesh | Andhra Pradesh State Housing Corporation Limited |
apshcl.ed@gmail.com | A.P.State Housing Corporation Ltd., Himayatnagar,Hyderabad - 500029 |
4. | Arunachal Pradesh |
Government of Arunachal Pradesh |
chiefengineercumdir2009@yahoo.com, |
Department of Urban Development & Housing, Mob-II, Itanagar |
5. | Assam | Govt. of Assam | directortcpassam@gmail.com | Block A, Room No. 219, Assam Secretariat, Dispur, Guwahati- 781006 |
6. | Bihar | Govt of Bihar | sltcraybihar@gmail.com | Urban Development & Housing Department, Vikash Bhavan, Bailey Road,New Sectt. Patna- 15, Bihar |
7. | Chandigarh | Chandigarh Housing Board |
chb_chd@yahoo.com, info@chb.co.in |
Sec- 9-D,Chandigarh- 16001 |
8. | Chattisgarh | Govt of Chattisgarh | pmay.cg@gmail.com | Mahanadi Bhawan, Mantralay Naya Raipur ,Chhattisgarh Room No. S-1/4 |
9. | Dadra & Nagar Haveli and Daman & Diu |
UT of Dadra & Nagar Haveli and Damn & Diu |
devcom-dd@nic.in | Secretariat, Silvassa- 396220 |
10. | Dadra & Nagar Haveli |
UT of Dadra & Nagar Haveli |
pp_parmar@yahoo.com | Secretariat, Silvassa- 396220 |
11. | Goa | Govt of Goa | gsuda.gsuda@yahoo.com | GSUDA 6th Floor, Shramshakti Bhavan, Patto- Panaji |
12. | Gujarat | Govt of Gujarat | gujarat.ahm@gmail.com, mis.ahm2014@gmail.com |
Affordable Housing Mission, New Sachivalya, Blk No. 14/7, 7th floor, Gandhinagar-382010 |
13. | Haryana | State Urban Development Agency |
suda.haryana@yahoo.co.in | Bays-11-14, Palika Bhavan, Sector-4, Panchkula -134112, Haryana. |
14. | Himachal Pradesh |
Directorate of Urban Development |
ud-hp@nic.in | Palika Bhavan, Talland, Shimla |
15. | Jammu & Kashmir |
J&K Housing Board | Jkhousingboard@yahoo.com, raysltcjkhb@gmail.com |
|
16. | Jharkhand | Urban Development Department |
jhsltcray@gmail.com, director.ma.goj@gmail.com |
3rd floor, Room No: 326, FFP Building, Dhurwa, Ranchi, Jharkhand, PIN 834004 |
17. | Kerala | State Poverty Eradication Mission |
uhmkerala@gmail.com | TRIDA Building, Jn.Medical College P O Thiruvananthapuram |
18. | Madhya Pradesh | Urban Administration and Development, GoM |
addlcommuad@mpurban.gov.in, mohit.bundas@mpurban.gov.in, |
Palika Bhawan, Shivaji nagar, Bhopal ,Pin- 462016 |
19. | Maharashtra | Government of Maharashtra |
mhdirhfa@gmail.com, cemhadapmay@gmail.com |
Griha Nirman Bhawan, 4th Floor, Kalanagar, Bandra (East), Mumbai 400051 |
20. | Manipur | Govt. of Manipur | hfamanipur@gmail.com, tpmanipur@gmail.com |
Town Planning Department, Government of Manipur, Directorate Complex, North AOC, Imphal-795001, |
21. | Meghalaya | Govt of Meghalaya | duashillong@yahoo.co.in, | Raitong Building , Meghalaya Civil Secretariat, Shillong- 793001 |
22. | Mizoram | Urban Development & Poverty Alleviation, Govt. of Mizoram |
hvlzara@gmail.com | Directorate of Urban Development and Poverty Alleviation, Thakthing Tlang, Aizawl, Mizoram, Pin: 796005 |
23. | Nagaland | Govt. of Nagaland | zanbe07@yahoo.in | Municipal Affairs cell, A.G. Colony, Kohima - 797001 |
24. | Odisha | Housing & Urban Development (H&UD) Department |
ouhmodisha@gmail.com, | 1st Floor, State Secretariat, Annex - B, Bhubaneswar - 751001 |
25. | Puducherry | Govt. of Puducherry | tcppondy@gmail.com | Town & Country Planning Deptt. Jawahar Nagar Bomian Pet Puducherry-605005 |
26. | Punjab | Punjab Urban Development Authority |
office@puda.gov.in , ca@puda.gov.in |
PUDA Bhavan, Sector 62, SAS Nagar, Mohali, Punjab |
27. | Rajasthan | Rajasthan Urban Drinking Water, Sewerage & Infrastructure Corporation Ltd (RUDSICO) |
hfarajasthan2015@gmail.com | 4-SA-24, Jawahar Nagar, Jaipur, Rajasthan |
28. | Sikkim | Govt of Sikkim | gurungdinker@gmail.com | Department of UD & Housing, Govt of Sikkim, NH 31A, GANGTOK- 737102 |
29. | Tamil Nadu | Govt. of Tamil Nadu | raytnscb@gmail.com | Tamil Nadu Slum Clearance Board, No.5 Kamarajar Salai, Chennai - 600 005 Tamil Nadu |
30. | Telangana | Govt of Telangana | tsmepma@gmail.com | Commissioner and Director of Municipal Administration 3rd Floor Ac Guards Public Health Lakdikapool Hydrabad |
31 | Tripura | Govt. of Tripura, | sipmiutripura@gmail.com | Directorate Of Urban Development Government of Tripura Pt. Nehru Complex, Gorakha Basti, 3rd Floor, Khadya Bhawan, Agartala. Pin- 799006 |
32. | Uttarakhand | Directorate of Urban Development |
pmayurbanuk@gmail.com, | State Urban Development Authority 85A, Mothorawala Road Ajabpur kalan Dehradun |
33. | Karnataka | Govt. of Karnataka | dmaray2012@gmail.com | 9th Floor Vishweshwaraih Towers, Dr.AmbedkarVeedhi ,Bangalore 560001 |
34. | West Bengal | State Urban Development Authority |
wbsuda.hfa@gmail.com | ILGUS Bhaban, Block HC Block, Sector 3, Bidhannagar, Kolkata - 700106 |
35. | Uttar Pradesh | State Urban Development Agency (SUDA) |
hfaup1@gmail.com | Navchetna Kendra, 10, Ashoka Marg, Lucknow- 226002 |
FAQs
- What is Pradhan Mantri Awas Yojana (Urban) ?
Pradhan Mantri Awas Yojana was launched by Government of India to provide housing for all urban poor with a target of 20 million affordable houses by 31st of March 2022. The main objective of this plan is to provide financial assistance to some of the weakest sections of society to build a house for their personal living. - What is In-Situ Slum Redevelopment?
In-Situ Slum redevelopment is a central Assistance of Rs.1,00,000 per house is allotted for all houses built for eligible slum dwellers using land as Resource with participation of private developers. - What is Credit Linked Subsidy Scheme (CLSS)?
Interest Subsidy up to Rs 2,67,000 per house is allotted for Beneficiaries of- Economically Weaker Section (EWS)
- Low Income Group (LIG),
- Middle Income Group (MIG)-I
- Middle Income Group (MIG)-II seeking housing loans from Banks, Housing Finance Companies and other such institutions for acquiring/constructing houses.
- What is Affordable Housing in Partnership (AHP)?
Affordable Housing in Partnership (AHP) aims at providing central assistance of Rs 1,50,000 per EWS house where at least 35% of the houses in the projects are for EWS category and a single project has at least 250 houses. - What is Beneficiary led individual house construction enhancements (BLC)?
Under this component, Central Assistance of Rs.1.5 lakh is available to individual eligible families belonging to EWS categories to either construct new houses or enhance existing houses on their own to cover the beneficiaries who are not able to take advantage of any other component of the Mission.
If the beneficiary has a pucca house with carpet area of up to 21 sq. mt. area or a semi-pucca house, lacking in one of the facilities- i.e. room, kitchen, toilet, bath or a combination of these, it may be taken up for enhancement subject to ULB/State ensuring structural safety of the house and adherence to following conditions:
• The total carpet area after enhancement must not be less than 21 sq. mt and must not be more than 30 sq. mt.
• Enhancement shall mean addition of minimum carpet area of 9.0 square meters in to the existing house with pucca construction of at least one habitable room or room with kitchen and/or bathroom and/or toilet conforming to NBC norms. - Which nodal agencies are operating or responsible for disbursal of the subsidy under Credit Linked Subsidy Scheme (CLSS)?
NHB, HUDCO and SBI - What is criteria for EWS LIG MIG categories for the purpose of the Scheme?
The EWS/LIG/MIG categories are defined as follows:
• EWS households income upto Rs. 3.00 lakhs per annum.
• LIG households income between Rs. 3.00 lakhs to Rs. 6.00 lakhs per annum.
• MIG-I households income between Rs. 6.00 lakhs to Rs. 12.00 lakhs per annum.
• MIG-II households income between Rs. 12.00 lakhs to Rs. 18.00 lakhs per annum. States/UTs have flexibility to redefine the annual income criteria as per local needs with the approval of Ministry.
Important Links
- Pradhan Mantri Awas Yojana (MIS).
- Pradhan Mantri Awas Yojana-Urban.
- Ministry of Housing and Urban Affairs.
- CLSS Awas Portal (CLAP).
- Pradhan Mantri Awas Yojana Greivance Portal.
- PMAY (U) App (Android).
- PMAY (U) App (IOS).
- Pradhan Mantri Awas Yojana Guidelines.
- Pradhan Mantri Awas Yojana FAQs.
Contact Details
- Pradhan Mantri Awas Yojana Helpline Numbers :-
- 011-23060484
- 011-23063285
- 011-23063620
- 011-23063567
- 011-23061827
- Emai :- pmaymis-mhupa@gov.in
- National Housing Bank (NHB) :-
- 1800113377
- 1800116163
- clssim@nhb.org.in
- Housing and Urban Development Corporation (HUDCO) :-
- 1800116163
- hudconiwas@hudco.org
- State Bank of India :-
- 1800112018
- clss.pmayurban@sbi.co.in.
- Greivance Email :- grievance-pmay@gov.in.
- Address :- Pradhan Mantri Awas Yojana (Urban),
Ministry of Housing and Urban Affairs,
Nirman Bhawan, New Delhi-110011.
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Comments
mera apply kr do me pese de…
mera apply kr do me pese de dunga
Aabas yojna
Saifi
kiya tha aaply pr reject ho…
kiya tha aaply pr reject ho gya
bna bnaya kese milega jhode…
bna bnaya kese milega jhode me rehte hai hm
बहुत ही खटिया मैटेरियल…
बहुत ही खटिया मैटेरियल इस्तेमाल किया गया है मकान बनाने में
maatr 45 dino me hmare sapno…
maatr 45 dino me hmare sapno ka ghr ban khda hua
loan type scheme hai ya free…
loan type scheme hai ya free assistance milegi
kitna bhk bnega
kitna bhk bnega
hme kya contribute krna pdega
hme kya contribute krna pdega
free bnega na blkul
free bnega na blkul
kucch hme bhi conti krni…
kucch hme bhi conti krni pdhti hai blkul free nhi hai shayad
अमरावती जिला तालुका धामनगांव तळेगांव दशासर
मला घरकुल मीळाल नाई
अमरावती जिला तालुका धामनगांव रा तळेगांव दशासर
मला घरकुल नाईट
mere pass ghr nhi hai. rent…
mere pass ghr nhi hai. rent pe rehte hai. apne ghar ke liye koi scheme btaye
Alisha gur
Puschim madina pur
Kusu
Airkata
Kumap
7302583763
Titiguda
Lfixyig
Pouni bhandara
Kesalwada virli pouni Bhandara
Mujhe koi aabas prapt nhi hua hai
Mujhe bhi ghr chaiye
Mujhe kaloni nahi mili
Mujhe kaloni nahi mili
Pradhan mantri awas yojna
My house is kutcha, I am from very poor family, there is no common donor in my house, please, I am helpless Kerry, I need help.
House
Mujhe house Nahi mili
Bengali
Our earthen house. A request to you is given as if we are a mature house.
House
Sir hamara makaan nahi jhopari koi hamari help nhai karta
Home
Mere ghar nahi hai mujhe ghar lena
Hai 10 sal se rent pe hai kirpia aap meri madad kare dhanywad
PMAY
There is problem in update mobile number in PMAY Scheme
My No.814947xxxx
Registration No. is
PMAY(U)/PG/2023/00000042680
awas hetu aavedan
awas hetu aavedan
Aawas yojna
Makan kaise milega kya process hai batae
ghar nahi hai
ghar nahi hai
Berojgari
ਨੌਕਰੀ ਨਹੀਂ ਹੈ
Aawash
Hame aawash ki jarurat hai ham bahut garib pariwar se hai
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