Haryana Matrushakti Udyamita Yojana

Introduction

• The Haryana state government is continuously working towards the upliftment of women in the state.
• For this, the state government has announced several schemes to make them self-reliant, and improve their social and economic status.
• Recently, the government has started a new scheme for women in Haryana called the "Haryana Mukhyamantri Matrushakti Udyamita Yojana".
• Announced in 2022, this scheme is especially meant for the the women entrepreneurs who wish to start their businesses or set up an enterprise in the state.
• Under the Haryana Mukhyamantri Matrushakti Udyamita Yojana, the state government will provide loan facilities to the eligible applicants.
• Initially when the scheme was announced, the government offered loans up to Rs 3 lakh to the women entrepreneurs.
• But recently the government has revised the benefits, and now eligible applicants can avail loans up to Rs 5 lakh.
• Loan offered under Mukhyamantri Matrushakti Udyamita Yojana will be provided at 7% interest subsidy.
• However, for such subsidy the applicants must repay their loan within 3 years from the date of loan issuance.
• Applicants are not required to submit any collateral security for the received loan.
• Additionally, applicants will also get three months as a moratorium period post the disbursement of loan.
• Implementation of Haryana Mukhyamantri Matrushakti Udyamita Yojana is overseen by the Women Development Corporation Ltd.
• The scheme is also known by other names such as 'Haryana Matrushakti Udyam Yojana' and Haryana Matrushakti Udyamita Scheme'.
• Applicants who meet the eligibility guidelines of Matrushakti Udyam Yojana in Haryana can submit their applications.
• The application form for the Matrushakti Udyam Yojana will be available offline.
• Women who are the permanent residents of Haryana and aged between 18 to 60 years can apply for the scheme.
• However, the annual family income of these applicants should not exceed the given limit i.e. Rs 5 lakh.
• In case, applicants who have been declared defaulter by a bank or lender authority are not eligible for the scheme.
• With the received loan women entrepreneurs can set up their enterprise, which will helps to generate employment in the state.

Benefits of Scheme

• Under the Haryana Matrushakti Udyamita Yojana, applicants will receive following benefits : -
  • Loan up to Rs 5 lakh will be provided to start a business or to set up an enterprise.
  • Loan will be provided at 7% interest subsidy.
  • Loan is collateral free.
  • Three months moratorium period will be provided.

Eligibility Criteria

• Applicants who meet the following eligibility criteria are eligible for Haryana Matrushakti Udyamita Yojana : -
  • Applicant must be a domiciled resident of Haryana.
  • Only women are eligible for this scheme.
  • The annual family income should not exceed Rs 5 Lakh.
  • The applicants' age should be between 18 to 60 years.
  • The applicant must have a Parivar Pehchan Patra.
  • Loan defaulters are not eligible.

Documents Required

• Applicants must have the following documents, when submitting application for Haryana Matrushakti Udyamita Yojana : -
  • Aadhaar Card.
  • Parivar Pehchan Patra.
  • Address Proof.
  • Enterprise project report.
  • Income Certificate.
  • Domicile Certificate.
  • Bank Account Details.
  • Passport Size photo.
  • Age Proof.

How to Apply

• Applicants can apply for the Haryana Matrushakti Udyamita Yojana through an offline application.
• Applicants can obtain the Haryana Udyamita Yojana application form from the Women Development Corporation office.
• Applicants must fill the details in the obtained application form.
• Affix all the necessary documents and submit them to the department.
• The submitted application will undergo a scrutiny process.
• Applicants who clear the scrutiny test successfully will receive the benefit of the scheme.

Important Links

• Haryana Women Development Corporation.

Contact Details

• Haryana Women Development Corporation Helpline Number : - 0172-2564720
• Haryana Women Development Corporation Email Helpdesk : - hwdc1982@gmail.com
  hwdc@hry.nic.in
• Haryana Women Development Corporation Address :-
  SCO-212, 2nd Floor,
  Sector 14, Panchkula