मुख्यमंत्री स्वावलंबन योजना

Introduction

• Mukhya Mantri Swavalamban Yojana is the prominent scheme of the Himachal Pradesh Government.
• The Government of Himachal Pradesh merged two scheme ”Mukhya Mantri Yuva Aajeevika Yojana -2018” by Rural Development Department and “Mukhya Mantri SwavlambanYojana-2018” by Industries Department  to launch a new scheme called Mukhya Mantri Swavlamban Yojana-2019.
• Himachal Pradesh government introduced Mukhya Mantri Swavlamban Yojana on 9th February, 2019 to empower the youth by helping them in establishing Manufacturing Unit/ Service Unit or Trading Unit.
• The scheme is implemented by Department of Industries, Himachal Pradesh.
• The scheme will not only generate self-employment but also many other people will be getting employment in these enterprises, thereby resolving the State’s issue of unemployment.
• 103 small Scale Services Enterprises and Business Enterprises are listed in scheme for which applicant can apply for subsidy.
• Applicant need to make a project report showing estimates of investment needed on Capital Expenditure (Technical civil work, Machinery/Equipment and Fixed/Miscellaneous Assets) and Working Capital mentioning total cost of project.
• Eligible entrepreneurs shall be financed by financial institutions in State and proposals are sponsored by District Industries Centres to Banks.
• Applicant can avail Investment subsidy on loan upto Rs. 60 lakh on Capital Expenditure. Interest subsidy of 5% for three years also can be availed on it.
• Project investment will be in 90:10 ratios between Government and Applicant. The applicant can contribute more than 10% if interested.
• First installment of loan by the Bank shall be more than 30 % of the Project cost.
• The investment subsidy will be approved by GM, District Industries Centre and will be provided in two installments 60% initially and 40% after verification of unit and commencement of production.
• Subsidy shall be granted only when unit will remain in commercial production for at least 3 years.
• Repayment of loan can be done in 5 to 7 years as prescribed by Bank. 
• Commercial production within 6 months for Service trade activities and 1 year for manufacturing enterprises is must to avail benefits of scheme.
• Bills with valid GST number will only be considered for expenses.
• Benefits can be availed by Proprietary firms/Corporate/Legal entities/ Partnership firms/ LLP’s (Limited Liability Partnership) in which 100% equity is held by Himachali Bonafide.
• A unit (Manufacturing or Service enterprises) can avail subsidy only under a single scheme either from State Government or Central Government.

Benefits of Scheme

• Capital and Interest Subsidy on starting of :-
  • Manufacturing Unit.
  • Service Enterprise.
  • Trading Unit.
• Investment subsidy for establishing business in state for a maximum investment of Rs. 60 lakh on Plant and Machinery with total Project cost not exceeding Rs. 1 Crore as follows :

  Investor	Investment subsidy Percentage
  Male Entrepreneur	25 %.
  Female Entrepreneur	35 %.
  Divyangjan	35 %.
  Scheduled Castes and Scheduled Tribes	30 %.

• Interest subsidy @5 % for three years on loan upto Rs. 60 lakh.
• Government land will be given on lease at a concessional rate of 1 %.
• Stamp duty will be charged @3 % of applicable rate for purchase of Private land under scheme.
• State Government will reimburse expenses on guarantee fee to provide collateral free (Guarantee free) loan under scheme.

Eligibility for the Scheme

• Applicant should be resident of Himachal Pradesh.
• Age of applicant should be :-
  • Male :- Minimum 18 years and maximum 45 years.
  • Female :- Minimum 18 years and maximum 50 years.

Essential documents needed for Scheme

• Aadhar Card.
• Mobile Number.
• Email ID.
• Detail of Financing Bank.
• Passport Size Photo.
• Age Proof (any one) :-
  • 10th Certificate.
  • Birth Certificate.
  • Passport.
• Preliminary Project Report .
• Land Record or Rent Deed. (if applicable)

How to apply for Scheme

• Applicant can apply through Mukhya Mantri Swavalamban Yojana Portal..
• Enter your Mobile Number OR Email ID for Sign In.
• Enter your Details for Investor Registration and register yourself.
• You will receive an IUID (Item Unique Identification) through mail or SMS from Single Window Clearance System.
• Login through IUID or E-mail ID and Password and Click on Login.
• Now a window will open showing “Click me to apply under Mukhya Mantri Swavlamban Yojana”. Click on it.
• Application form will open up in which you have to enter :-
  • General Information (Aadhar, Date of Birth, Qualification etc.).
  • Address information.
  • Proposal information (information about location of unit).
  • Industry information (Manufacturing/ Service/Trading industry, Product information etc.).
  • Product Cost (Capital Expenditure and Working Capital Details).
  • Banking Information (Financing bank, Bank Address, IFSC code etc.).
• Upload the needed documents :-
  • Aadhar.
  • Age Proof.
  • Land record (if any).
  • Project Report.
• Check on ‘Save documents’ the Form details will be displayed. Check it thoroughly.
• Tick agree to terms and Click on ‘Final Submission’. Your form will be submitted successfully and message will be displayed.
• The application will be forwarded to nodal officer of Scheme at District Industries Centre.
• Application will be send to concern Bank Manager who shall reply in 7 days.
• District Industries if finds it feasible then it will send application to District Level Committee.
• After approval from DLC (District Level Committee) approval letter will be send to Bank.
• Applicant can check for his approval status on Portal as it will be updated accordingly or will be informed through Bank.

Features of the Scheme

• Only one person per family can avail the benefits of Scheme.
• Loan can be availed from following Financial Institutions :-
  • 27 Public sector Banks.
  • All Regional Rural Banks.
  • Co-operative Banks.
  • Private Sector Scheduled Commercial Banks.
  • Small Industries Development Bank of India (SIDBI).
  • Corporations/ Institutions set up by State or Central Government to assist special categories.
• Enterprise shall apply for Udhyam / MSME (Micro,Small and Medium Enterprises) registration on portal of Government of India after commencement of production.
• No Investment subsidy is available for Working Capital though Interest subsidy of 5% can be availed on it. 
• Physical verification of actual establishment and working status of unit will be done by State Government through District Industries Centres and report should be submitted to Director of Industries.

Mukhya Mantri Swavalamban Yojana District Wise Helpdesk Numbers

Following are the district wise helpline numbers of Mukhya Mantri Swavalamban Yojana :-

Important Forms

• Mukhya Mantri Swavalamban Yojana Application Form.
  (For Interest Subvention & Credit Guaranteee Fee)

Important Links

• Mukhya Mantri Swavalamban Yojana Portal.
• Mukhya Mantri Swavalamban Yojana Login.
• Mukhyamantri Swavalamban Yojana Old Portal.
• Mukhya Mantri Swavalamban Yojana Guidelines.
• Mukhya Mantri Swavalamban Yojana Notification.
• Mukhya Mantri Swavalamban Yojana List of Small Scale Service/ Business Enterprises.

Contact Details

• Mukhya Mantri Swavalambam Yojana Helpline Number :- 0177 2813414.
• Mukhya Mantri Swavalamban Yojana Helpdesk Email : - mmsyhp2018@gmail.com.
• Department of Industries E-Mail ID: - dirindus-hp@nic.in.
• Department of Industries, Himchal Pradesh Government,
  Udyog Bhawan, Bemloe,
  Shimla, Himachal Pradesh, 171001.