Maharashtra Majhi Kanya Bhagyashree Scheme

Scheme Introduction: A Brief Overview

• From 1st August 2017, WCD Dept. Govt. of Maharashtra has started implementation of Majhi Kanya Bhagyashree.
• Women And Child Development Department, Maharashtra is the nodal department of this scheme.
• From the name of Majhi Kanya Bhagyashree Yojana, this scheme seems to be related to the girl child.
• In many section of societies female infanticide and girl child marriage are still prominent, causing decreasing the birth rate of girl child.
• In order to change this attitude of the society, the Maharashtra government has decided to sterilize families in the state after having one or two daughters.
• The main objective of the scheme is to increase the birth rate of girl, prevent sex selection, ensure girl education and to improve the health of girls.
• The amount admissible to each beneficiary after sterilization under the Manjhi Kanya Bhagyashree Scheme are given as : -
  • One Girl Child: Rs. 50,000/- for a period of 18 years.
  • Two Girl Children: Rs. 25,000/- each on the name of both the Girls.
  • The families can withdraw accumulated interest after every six years.
  • Reinvestment of principal amount either Rs 50,000/- or Rs 25,000/-, the interest allowed for 6 years can be withdrawn at the age of 12.
  • Further re-investing of principal amount, beneficiaries can withdraw the 6 years interest and principal amount on attaining the age of 18 years.
• The amount invested under the scheme will be in the form of a fixed deposit.
• The benefit of the scheme will be provided only if the first and second child is a girl.
• If the first child is a girl and second child is a boy or vice versa, then benefits of the scheme will not be provided.
• Girl Children born on or after August 1, 2017 are eligible to receive scheme benefits.
• Families having two daughters before and after this date are eligible to receive benefits, the benefits admissible in this scenario is Rs 25,000/-
• Beneficiaries must possess a joint savings bank account in the mother and daughter's name.
• The saving account open under this scheme offers overdraft facility of Rs 5,000/- and an accidental cover of Rs 1,00,000/-
• Parents must provide the family planning certificate to receive scheme benefits.
• In case parents have their third child after submitting this certificate, the benefits provided under the scheme will be ceased.
• Eligible Persons Can Avail the benefits of Majhi Kanya Bhagyashree Scheme by submitting its applications through offline.
• Majhi Kanya Bhagyashree Scheme Application Form can be collected free of charge from Rural and Urban Child Development Project Officer, Women and Child Development Officer, Zilla Parishad, District Women and Child Development Officer, and Divisional Deputy Commissioner in the state.

Scheme Benefits

• Eligible beneficiaries will receive the following benefits under the Majhi Kanya Bhagyashree Scheme : -
  • Fixed Deposit Certificate will be provided on the birth of a girl child.
  • On one girl child Fixed Deposit of Rs 50,000/- will be provided.
  • On two girls, each child will receive a fixed deposit of Rs 25,000/-.
  • Parents can withdraw the interest accrued on the principal amount every six years.
  • Saving Bank Account open under the scheme offer overdraft facility of Rs 5,000/- along with accident insurance of Rs 1,00,000/-.

Eligibility Requirements

• The following persons will be eligible under the Majhi Kanya Bhagyashree Scheme :-
  • Permanent Resident of Maharashtra.
  • Applicants must belong to BPL and APL families.
  • Girl children born on or after 1st August 2017.
  • If the first child is a girl and twin girls born in the second delivery, are also eligible.
  • Family Annual Income should be less than Rs 7.5 Lakh.
  • After submission of Family Planning Certificate.

Ineligibility Requirements

• In following cases the benefits of the Majhi Kanya Bhagyashree Scheme will not be provided : -
  • If the first child is a boy and second child is a girl or vice versa.
  • If parents have a third child.
  • If annual family income exceeds the limit of Rs 7.5 Lakh.

Required Documents

• Below is the list of documents that would be required at the time of registration under the scheme :-
  • Aadhaar Card.
  • Girl Birth Registration certificate.
  • Father domicile Certificate.
  • Joint Bank Account Details of Mother and daughter.
  • Address proof.
  • Orphan Certificate (if any).
  • Income certificate.
  • Passport size photo.

Steps to Apply

• Beneficiary women can apply for Majhi Kanya Bhagyashree Scheme through Offline Application Form.
• Application Form of Majhi Kanya Bhagyashree Scheme is available free of cost at Anganwadi Centre.
• Collect the Application Form, fill it carefully, and attach all the required documents with it.
• Submit the Majhi Kanya Bhagyashree Scheme Application Form along with all the documents in the same Anganwadi Centre.
• After application is submitted, the application form will be verified by the concerned officer.
• After the approval of the application form, the amount will be transferred to the applicant's bank account.

Key Features of the Scheme

• Benefits of the scheme will be provided only to family with one or two girl children.
• If one girl child was born before August 1, 2017 and second after this date, the benefit admissible is Rs 25,000/-
• Families with three girl children are unable to receive the scheme benefits, except parents have twins daughters in second delivery.
• If the first child is a girl and the second child is a boy or vice versa, the scheme benefits will not be provided.
• Parents can withdraw the interest accrued on the principal amount every six years.
• The principal amount along with the final interest accrued, can be withdrawn after 18 years.
• If a girl gets married before she turns 18 or she drops out from the school, her parents will not receive scheme benefits.
• In such cases, the amount deposited in the beneficiaries bank account will be deposited to the Maharashtra government account.
• If a girl child dies due to any natural causes, the amount deposited in the bank account can be withdrawn by the parents after the term deposit expiry.
• A separate account will be opened for each beneficiary girl child (in case of two girl children).
• Parents must submit a family planning certificate within 6 months after having two daughters to be eligible.
• If parents decided not to conceive further, they can submit an application form with a family planning certificate within 1 year of having one daughter or within 6 months having two daughters.

Relevant Links

• Majhi Kanya Bhagyashree Scheme Application Form.
• Majhi Kanya Bhagyashree Scheme Guidelines.
• Women & Child Development Department Portal.

Contact Information

• Maharashtra Women & Child Development Department Contact Details.