Karunya Benevolent Fund (KBF)

Introduction

• Karunya Benevolent Fund Scheme is a health insurance scheme introduced by Govt. of Kerala.
• Karunya Benevolent Fund Scheme is a part of Ayushman Bharat Pradhan Mantri Scheme (AB-PMJAY).
• Karunya Benevolent Fund Scheme targets low income group people.
• Karunya Benevolent Fund Scheme is funded by State Lotteries Department.
• Large number of health care providers are associated under Karunya Benevolent Fund scheme.
• Karunya Benevolent Fund Scheme is integrated with IT which makes is patient friendly.

Benefits

• Insurance Cover Up to 5,00,000 per Family member
• Covers the Diseases like Cancer, Haemophilia, Kidney and Heart diseases and for Palliative Care
• Cashless treatment in empanelled hospitals
• Minimal waiting period at hospitals
• No cap size on family size and the age of members
• All the packages include:
  • Hospitalisation charges
  • Day care sitting charges
  • Medicines for 15 days post discharge

Eligibility

• Resident of Kerala
• Annual income of less than 3,00,000 per annum

Documents Required

• Adhaar card
• Ration card
• Income proof

How To Apply

• Visit Karunya Arogya Suraksha Padhathi (KASP) empanelled hospitals.
• Submit the application with required documents (Refer Documents Required)
• Further process will be done through IT Integrated system

Important Links

• Application Tracking
• List of Hospitals
• Frequently Asked Questions
• Kerala Benevolent Fund official website

Important Forms

• Karunya Benevolent Fund Medical Certificate form
• Expenditure estimate form for karunya Benevolent Fund

Contact Details

• Karunya benevolent fund Phone number:-
  • 0471-2960221,
  • 0471-4063121
  • Toll free: 1056
• Karunya benevolent fund Email id: statehealthagencykerala@gmail.com
• State Health Agency
  5th and 8th Floor, Artech Meenakshi Plaza,
  Opp. Government Women and Child Hospital, Thycaud,
  Thiruvananthapuram, 695 014